Jewish Free Loan Association (JFLA)

Turn Your Ideas Into Reality—Interest-Free!
Gain up to $2,500 in zero-interest loans with no fees—just a qualified guarantor required.
Fuel Your Business, Fund Your Future.
Starting a business can be tough, but funding doesn’t have to be. With our zero-interest, zero-fee loans, you can access up to $2,500 to fuel your entrepreneurial journey. No collateral is required—just a qualified guarantor. Apply today and bring your business vision to life—without the financial stress.
Are You Ready To Apply?
It’s easy to apply—get the support you need to succeed, interest-free
- Applicants must be at least 18 years of age and have a current CA issued ID and Social Security number.
- Applicants must have a CA issued ID or driver’s license showing permanent residency in Los Angeles, Ventura or Santa Barbara County
- Applicants must provide a comprehensive business plan and cash flow projection spreadsheet
- Provide proof of income
- Provide a qualified guarantor
- Loans can be used for business expansion, inventory, marketing costs and more
Steps To Get Started
- Apply using the links on this page
- Attend an Orientation Session at the Incubator
- Fill out a loan application and upload all required documents at JFLA.org.
- Meet virtually with a JFLA loan analyst
- Have qualified guarantors complete, sign and return necessary forms.
- If approved, funds will be deposited directly into a personal bank account.
- Begin making small, monthly payments.

Ready to Fuel Your Entrepreneurial Journey?
Get the funding you need to take your business to the next level—no fees, no interest.